My net income/gross income ratio is 0.59, which means an effective tax rate of %41.
Are you sure about that they are not taxes? Those payments are decided based on a percentage of your income and are mandatory, which really sounds like a tax.
Mandatory insurances/payments are taxes in disguise, where you support other people directly for a specific purpose, unlike indirectly for a general purpose. Either way, the state gets the money and distributes it, just like a tax.
Are you sure about that they are not taxes? Those payments are decided based on a percentage of your income and are mandatory, which really sounds like a tax.
Mandatory insurances/payments are taxes in disguise, where you support other people directly for a specific purpose, unlike indirectly for a general purpose. Either way, the state gets the money and distributes it, just like a tax.